Stacy Arseneault An estate freeze fixes the tax bill at death. Part 2 of the wealth side shows business owners how to design insurance around the structure that creates it.
Stacy Arseneault Succession starts with control. Part 1 of the wealth side shows business owners how disability, critical illness and key person coverage protect the plan.
Stacy Arseneault A Holdco and Family Trust protect capital. They do not produce cash on demand. Here is how corporate-owned life insurance, the CDA, and a funded buy-sell agreement are the piece that actually pays out when death tests the structure.
Stacy Arseneault A business owner had $500K in corporate cash and two advisors telling him what to do with it. Neither asked what it was for. Here's what coordinated planning actually looks like.
Stacy Arseneault OAS clawback is not just a tax problem, it is a sequencing problem.
Stacy Arseneault Most business owners have an accountant, an advisor, and insurance in place. But when you ask what the plan actually looks like — things get quiet. Here's why coordination beats advice every time.
